Our Investment Committee

Ad Valorem Portfolio Strategies were created to offer clients the opportunity to invest in a series of discretionary managed portfolios that are designed to meet a wide range of client needs using a modern flexible and absolute return management philosophy with an emphasis on preserving and stabilising underlying capital in difficult investment conditions.  This means in practice that in adverse investment conditions, investments such as deposit based instruments and short dated gilts will be held near or at maximum permitted levels within their asset allocation parameters; this should assist in stabilising capital in falling real asset investment markets.

Cambridge Investments Limited (CIL) would also look to liquidate if possible real assets such as property holdings prior to them becoming illiquid in adverse real asset investment markets.

The Ad Valorem Portfolio Service offers a range of active managed portfolios, which utilise the asset allocation, fund selection skills and investment expertise built up over many years by Cambridge Investments Ltd.

The basis of the service is that the strategic investment decisions will be decided by the Ad Valorem Investment Committee comprising of Derek C Baptist (Perspective Financial Group Chief Investment Officer), Ceri Robbins (Perspective (Midlands and Cheshire) Ltd Director), Ian Wilkinson (Perspective Financial Group Practice Director) and James Bruce Discretionary Investment Manager (Cambridge Investments Limited).  James is responsible for the underlying fund selection.

The Investment Committee meets quarterly to determine that the asset allocation meets the strategic objectives of each strategy, taking account of prevailing economic and investment market conditions.  The asset allocation is a critical factor underpinning the fund selections and determining investment returns.  Cambridge Investments Limited then completes the fund selection and going forward manage that strategy on a discretionary managed basis which means that you provide your authority for funds to be switched within your own portfolio, without your prior consent as deemed necessary, in order to align your holdings with our agreed strategy.

All portfolios are benchmarked to recognised industry standards and accordingly peer performance can be assessed over time.

Our Investment Committee